At Lead Hill Garage we are proud to offer competitive monthly payment plans on our vehicles offered for sale. Our finance partner is Close Brothers Motor Finance, who are indeed one of the leading automotive finance providers in the UK. Here at Lead Hill Garage we hold a valid consumer credit license and together with Close Brothers Motor Finance we are proud to offer the following two vehicle financing options:
Hire Purchase – This is the finance option we have offered since 2001. The key characteristics of hire purchase are low deposit, terms from 12-60 months (depending upon vehicle age), allows the customer to dictate the term by how much their monthly budget is and with this option there is no final payment – the customer owns the vehicle at the end of the term.
Personal Contract Plan (PCP) – In 2014, Lead Hill Garage was proud to be able to offer the latest, the most revolutionary way to finance a vehicle – PCP. PCP’s are vastly becoming hugely popular and is the most ideal option for people who frequently change their car, i.e. every two or three years. Low deposit, lower monthly payments and a balloon payment at the end of the term are the key characteristics of PCP finance. However, it is the decision of the customer whether or not they make that final payment, which is only one of the options. Alternatively, at the end of the term, the customer can hand the vehicle back and walk away, or indeed can part exchange the vehicle. The monthly payments and balloon payment are ruled by an annual mileage, which is to be set by the customer before finalising the finance agreement. We are able to offer PCP’s on vehicles up to five years old, and the vehicle must be less than 100,000 miles at the end of the finance agreement.
Finance is subject to status and availability. Written details of finance agreements and proposals are available on request. The application process is simple, and personalisation of quotations can indeed be carried out using our online finance calculators on the premises.
For any further, no-obligation information please contact Pam, Colin or Robert on 01909 500733.